Dubai Property Calculators

Mortgage repayments, ROI, rental yield, DLD transfer fees, and affordability — all in one place. Free, instant, Dubai-specific.

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Mortgage Calculator

AED 250KAED 20M
20% (min)80%
1%12%
1 yr25 yrs (max UAE)
Monthly Payment
Loan Amount
Down Payment
Total Interest
Total Repaid
Principal vs Interest
Principal Interest
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ROI & Rental Yield Calculator

AED 250KAED 20M
AED 2,000AED 200,000
AED 0AED 50,000
0%20%
Dubai average: Studio 6–8% · 1BR 5–7% · 2BR 4–6% · Villa 3–5% gross rental yield.
Net Annual Yield
after expenses
Gross Yield
Annual Rental Income
Annual Net Income
5-Year Total Return
Annualised ROI
Tip: Dubai has 0% income tax — all rental income is yours to keep. No capital gains tax on property sales.

Dubai Buying Cost Calculator

Based on Dubai Land Department (DLD) fee schedule 2024

AED 250KAED 20M
AED 0
Fee Reference (DLD 2024):
DLD Transfer Fee4% of purchase price
DLD RegistrationAED 2,000–4,000
Agency Fee (buyer)2% of purchase price
Trustee Fee~AED 4,200
Mortgage Registration0.25% of loan + AED 290
Valuation Fee~AED 3,000
Total Buying Cost
Fee Breakdown
DLD Transfer Fee (4%)
DLD Registration
Agency Fee (2%)
Trustee Fee
Mortgage Registration
Valuation Fee
Total Fees

Affordability Calculator

Based on UAE Central Bank DBR (Debt Burden Ratio) guidelines — max 50% of net income

AED 5,000AED 500,000
AED 0AED 100,000
AED 0AED 50,000
Max Property Price
Disposable Income
Max Monthly EMI (50% DBR)
Max Loan Amount
Min Down Payment
UAE Rule: Total debt repayments (including this mortgage) cannot exceed 50% of your monthly net salary — UAE Central Bank DBR regulation.
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These calculators are for illustrative purposes only. Results are estimates and do not constitute financial or legal advice. Actual mortgage rates, fees, and eligibility depend on your bank, nationality, and individual circumstances. Always consult a licensed financial advisor and a RERA-certified consultant before making any property investment.

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